First 90 days: Build credit and a home baseStep 16 of 25

Choose your business location

Where you work affects your costs, your legal address and how customers see you. Not every business needs an office.

  • Working from home: check local zoning and any HOA or lease rules first.
  • Want privacy? A virtual mailbox or business address service keeps your home address off public records.
  • Need a desk sometimes? A coworking space is flexible and cheaper than a lease.
  • Signing a lease: confirm zoning allows your business, ask about extra fees on top of rent, and watch for a personal guarantee. Have an attorney review it.
OptionsHome, virtual, coworking, lease

This playbook is general information, not legal, tax or financial advice. Rules change, so confirm details with a licensed professional. Last reviewed September 2026.

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