First 90 days: Build credit and a home baseStep 18 of 25

Protect yourself with contracts

Written agreements prevent misunderstandings and help you get paid.

  • Use a written contract or signed proposal for every client job: scope, price, timeline and payment terms.
  • Have an attorney create or review your main templates once. Reuse them.
  • Sign contracts as the LLC (for example, "Jane Smith, Member, Smith Services LLC"), not in your personal name.
One-time costAttorney review

This playbook is general information, not legal, tax or financial advice. Rules change, so confirm details with a licensed professional. Last reviewed September 2026.

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