Open a business bank account

Your LLC only protects your personal assets if you treat it as a separate business. Mixing personal and business money is the fastest way to weaken that protection.

• Bring your EIN letter, formation documents, operating agreement and photo ID.
• Open a checking account for daily use. Add a savings account to set money aside for taxes.
• Pay every business expense from this account, and never pay personal bills from it.
• Ask about a business debit or credit card so purchases stay separate too.

This playbook is general information, not legal, tax or financial advice. Rules change, so confirm details with a licensed professional. Last reviewed September 2026.